PM Surya Ghar Yojana 2026: Complete Solar Subsidy Guide for Indian Homeowners

What is PM Surya Ghar Muft Bijli Yojana?

Launched in February 2024, PM Surya Ghar is India's largest residential rooftop solar scheme with a total outlay of ₹75,021 crore. The goal: install rooftop solar on 1 crore (10 million) households and provide up to 300 units of free electricity per month.

Subsidy Structure (2026)

System Size	Central Subsidy	You Pay (Approx.)
1 kW	₹30,000	₹30,000 - ₹45,000
2 kW	₹60,000	₹60,000 - ₹90,000
3 kW	₹78,000	₹1,02,000 - ₹1,32,000
4 kW+	₹78,000 (capped)	₹1,72,000+

The subsidy is capped at 3 kW for residential users. For systems above 3 kW, the additional capacity is at full cost.

Who is Eligible?

• Any residential electricity consumer with a valid connection
• Must own the roof/premises (renters need landlord consent)
• Only one application per household/electricity connection
• The system must be installed by an MNRE-empaneled vendor
• Net metering must be applied for through your local DISCOM

How to Apply: Step-by-Step

1. Register: Visit pmsuryaghar.gov.in and register with your electricity consumer number
2. Get feasibility approval: Your DISCOM will verify your rooftop and approve the installation
3. Choose vendor: Select from MNRE-empaneled installers in your area
4. Installation: Vendor installs the system (typically 1-3 days)
5. Net meter: DISCOM installs the bi-directional meter
6. Commissioning: DISCOM inspects and commissions the plant
7. Subsidy credit: Subsidy amount is credited directly to your bank account within 30 days of commissioning

State-wise Additional Subsidies

Some states offer additional incentives on top of the central subsidy:

• Gujarat: Additional ₹10,000/kW for systems up to 3 kW
• Maharashtra: No additional state subsidy currently
• Karnataka: Accelerated depreciation benefits for commercial/industrial
• Tamil Nadu: Check TEDA for current state incentives
• Delhi: Generation-based incentive of ₹2/unit for 3 years

Common Mistakes to Avoid

• Don't pay the vendor before applying on the portal. The subsidy process requires portal registration first.
• Don't choose a non-empaneled vendor. You won't receive the subsidy.
• Don't skip net metering. Without it, you can't sell excess power back to the grid.
• Don't oversize your system. A 3 kW system covers most homes. Going above 3 kW means no additional subsidy.

Expected Timeline

From registration to installation completion: 30-90 days depending on your DISCOM. Subsidy disbursement: 30 days after commissioning.

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